Brigit: Borrow & Build Credit is a mobile application designed to help individuals improve their credit scores and manage their finances. With Brigit, users can get a short-term cash advance, receive reminders of upcoming bills and get personalised financial insights.

The app is free to add on iOS and Android devices and registration is quick and easy. Users simply need to provide their personal information and link their bank account to get started with Brigit.

One of Brigit's outstanding features is its cash advance option. Users can request a cash advance of up to $250, which will be deposited directly into their bank account. Unlike traditional payday loans, Brigit does not charge any interest or fees on its cash advances. Instead, users can choose to pay a small monthly fee of $9.99 to use the cash advance feature. If the user does not use the cash advance feature in a given month, they will not be charged a monthly fee.

In addition to the cash advance, Brigit also offers a bill reminder feature to help users take control of their spending. Users can set up alerts for upcoming bills, such as rent or utilities, and receive notifications when payments are due. This is particularly useful for individuals with unstable incomes or who find it difficult to keep track of their expenses.

Brigit also provides personalised financial insights to help users make informed financial decisions. The app analyses the user's spending habits and provides advice on how to save money and improve credit scores. For example, Brigit may suggest that users reduce their spending in certain categories or open a new credit card to improve their credit utilisation.

A unique feature of Brigit is its credit-building feature. Users can choose to join Brigit's credit builder programme, which reports their on-time cash advance repayments to the credit bureaus. This helps users to build a positive credit history and improve their credit score over time.

Using Brigit is simple and intuitive. Once users have linked their bank account, they can access all the features of the app from the main dashboard. From there, they can request a cash advance, set up bill reminders and view their financial insights. The app is designed to be user-friendly and provides clear instructions and helpful hints.

Brigit: Borrow & Build Credit is a valuable tool for anyone looking to improve their financial situation. The app's cash advance feature offers a convenient way to access short-term funds without resorting to high-interest payday loans, while its bill reminders and financial insights help users keep track of spending and make more informed financial decisions. Through its credit building programme, Brigit offers a unique opportunity to improve one's credit score over time.