Chime is a mobile banking application that provides customers with online banking services. It provides users with access to FDIC insured checking accounts, savings accounts and debit cards.Chime's goal is to make banking easier and more convenient for everyone.

Signing up for Chime is simple and can be done entirely through the app. Users are required to provide basic personal information such as name, address and social security number. Once the information has been verified, the user can start using Chime immediately.

The Chime app is available for iOS and Android devices and can be added from the App Store or Google Play Store. Once this is done, users can log in and start exploring its features.

One of the main features of Chime is the ability to deposit cheques using the mobile app. Users can take a picture of their cheque and submit the deposit directly from the app. deposits to Chime are processed quickly and funds are usually available within one business day.

Chime also offers an automatic savings feature that allows users to set up regular transfers from their checking account to their savings account. Users can choose how much they want to transfer and how often they want to do so. This feature is a great way to save money without having to actively think about it.

Another feature of Chime is its 'SpotMe' service, which allows users to overdraw their accounts up to a certain limit without paying any fees. This can be a lifesaver for those who find themselves in a financial bind and need a little extra cash to cover their expenses.

Chime also offers a variety of security features to ensure the safety of user information and funds. The app uses two-factor authentication and fingerprint scanning to prevent unauthorised access. It also provides users with real-time transaction alerts and the ability to open or close their debit cards in the event of loss or theft.

Finally, Chime offers a rewards programme for users who use their debit cards to make purchases. Users can earn cashback rewards for purchases made at participating merchants, which are automatically credited to the user's account.

In summary, Chime is a user-friendly mobile banking application that provides users with easy access to banking services. The app is easy to use and offers a variety of features including mobile cheque deposit, automatic savings, overdraft protection and cash back rewards. With Chime, users can manage their finances anytime, anywhere, making banking more accessible than ever before.